Worker’s Compensation FAQ
Commonly Asked Questions Regarding
Worker’s Compensation
Whether you’re an employer or an employee, it’s important to know what the workers’ compensation laws are in your specific state. Understanding what you’re entitled to and how these laws can help you if you’re injured at work can only benefit you in the event of a workplace accident. This includes falls, car accidents, and injuries while moving furniture or operating heavy machinery, among others. If you’ve been wondering about workers’ compensation—what it is and how it works—read through our FAQ page to get your questions answered.
What is Worker’s Compensation?
Workers’ compensation insurance is designed to support employees in the event of an accident and protect them, as well as their employers and company, from financial loss. The costs of work-related injuries can be substantial and sometimes more devastating than the injury itself. If you are a worker who has been injured on the job, workers’ compensation will help support you financially as you recover. It will also help protect employers from crippling damages to their business that could result from the claim. If you have further questions, one of our knowledgeable attorneys at Berg & Robeson can assist you.
What Do I Do If I’m Injured at Work?
If an accident should occur in the workplace and you are injured, you need to report it as soon as possible. Each state has its time limits and you don’t want your claim to be denied if you wait too long to report the accident to your employer.
Even if you don’t think you’ve been significantly injured, if an accident happened, you should still report the incident within the required period. Sometimes injuries aren’t noticeable right away but could develop over time. So, the first step should always be to report the accident to your employer, as well as any injuries you’ve sustained. They need this information for their records. Then the process of getting your workers’ compensation can begin.
What Kind of Benefits Do I Receive from Worker’s Compensation?
The type of benefits and compensation you’ll receive depends on the nature of the accident, the extent of your injuries, and the laws in your particular state. In situations where your injury prevents you from working for more than just a few days, you will be entitled to temporary disability benefits. This is usually two-thirds of your regular salary. If a workplace accident resulted in permanent damage or disability, you could be entitled to permanent (partial or total) disability benefits.
Workers’ compensation will cover the medical expenses for your treatment as long as necessary, as well as any vocational rehabilitation that might be required to help you get back to work. An experienced attorney at Berg & Robeson will be able to give you an estimate of what you can expect depending on the extent of your injuries and the laws in the state.
Do I Need an Attorney to File a Worker’s Compensation Claim?
Our experts advise hiring an attorney if you feel the severity of your injury or illness is significant and you want professional help with your workers’ compensation claim. The more serious your injuries are, the more you have at stake. You’ll need help from an experienced professional familiar with this legal process so you can receive the best settlement possible.
You don’t want to let the opportunity pass you by if you could get compensated for your suffering and supported through your recovery and medical expenses. Allow one of our attorneys to represent you, especially if you have been severely injured or disabled. We will fight diligently to get you the fair compensation you deserve.
What Is Not Covered Under Worker’s Compensation?
If an accident should occur in the workplace and you are injured, you need to report it as soon as possible. Each state has its time limits and you don’t want your claim to be denied if you wait too long to report the accident to your employer.
Even if you don’t think you’ve been significantly injured, if an accident happened, you should still report the incident within the required period. Sometimes injuries aren’t noticeable right away but could develop over time. So, the first step should always be to report the accident to your employer, as well as any injuries you’ve sustained. They need this information for their records. Then the process of getting your workers’ compensation can begin.
How Does Worker’s Compensation Insurance Work?
Another common question is a straightforward one: how does workers’ compensation insurance work? It works similarly to other insurance by helping cover wages and medical benefits if an employee suffers a work-related illness or injury while on the job. Most workers’ comp insurances have a preferred medical provider network and offer support for prescriptions and case managers to help coordinate care and treatment. The goal is to support the employee and ensure they recover and become healthy again so they can return to work as soon as possible, which benefits everyone. Learn more about the compensation process by calling our attorneys at Berg & Robeson at (217) 525-1917. Workers’ compensation will cover the medical expenses for your treatment as long as necessary, as well as any vocational rehabilitation that might be required to help you get back to work. An experienced attorney at Berg & Robeson will be able to give you an estimate of what you can expect depending on the extent of your injuries and the laws in the state.
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Every potential client receives a free consultation by phone. Our law firm has extensive experience with workers’ compensation and personal injury cases. Call today to speak with us about your concerns.
